LIFE EXPLAINED, PART 116

When bill collectors are hounding you about some bill you cannot pay, contact them directly and tell them that this whole episode has been quite upsetting and you'd like to put it behind you as soon as possible. Insist that they send you the "Final Notice" bill already so you can get on with your life without those rude pests bothering you all the time. File it in the round file and move on.